Crispy tortilla chips cheese

Featured in: Oven & Pan Recipes

These crispy tortilla chips create a vibrant base topped with melted cheddar and Monterey Jack cheeses, black beans, and thinly sliced jalapeños for a perfect balance of flavors and textures. Adding fresh cherry tomatoes, red onions, and coriander brightens the dish, while optional ground beef introduces a savory touch. Bake until bubbly and serve with creamy sour cream and zesty salsa for a satisfying snack suitable for sharing.

Updated on Tue, 13 Jan 2026 08:51:00 GMT
Golden, bubbly nachos piled high with melted cheese, spicy jalapeños, and savory ground beef. Pin It
Golden, bubbly nachos piled high with melted cheese, spicy jalapeños, and savory ground beef. | tastyagraw.com

The kitchen counter was crowded with friends and expectations when I first attempted movie theater style nachos at home. I'd underestimated how quickly cheese sauce could seize up, turning what should have been gooey perfection into a grainy disappointment. That night taught me that shredded cheese melts more reliably than sauce, and layering ingredients beats piling everything atop at once. Now whenever that craving hits, usually around midnight during weekend gatherings, I build them with intention and patience. The difference between sad cafeteria nachos and the kind that make people lean in closer is all in the assembly.

Last summer during a thunderstorm that knocked out our streaming service, my roommate and I ended up making these by candlelight with whatever we could scavenge from the fridge. We discovered that cherry tomatoes added fresh brightness that cut through the rich cheese, and suddenly an ordinary snack night felt like an adventure. Now I keep cans of black beans and extra cheese stocked specifically for those spontaneous craving moments.

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Ingredients

  • Tortilla chips: Choose sturdy chips that can hold weight without crumbling, restaurant style or thick cuts work best
  • Cheddar cheese: Sharp cheddar provides bold flavor and melts beautifully, freshly grated beats pre-shredded bags every time
  • Monterey Jack: Adds creaminess and milder balance to the sharp cheddar, creating perfect melt consistency
  • Black beans: Rinse thoroughly to remove excess sodium, they add protein and hearty texture between cheesy layers
  • Fresh jalapeños: Thin slices distribute heat evenly, remove seeds and membranes for less spice if needed
  • Cherry tomatoes: Their natural sweetness and juice contrast beautifully with salty cheese and beans
  • Red onion: Finely chopped for raw crunch that cuts through richness, use half fresh and half baked
  • Fresh coriander: Sprinkled at the very end, it adds bright herbal notes that wake up the whole dish
  • Ground beef: Optional but worth it, seasoned with chili powder and cumin for authentic flavor

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Instructions

Cook the beef:
Heat olive oil in a skillet over medium heat, add ground beef and break apart with a spoon, season with chili powder, cumin, salt and pepper, cook until browned and cooked through, about 5 to 6 minutes
Heat the oven:
Preheat to 200°C (400°F) while you prep ingredients, this ensures immediate melting when nachos hit the heat
Build the foundation:
Spread tortilla chips in one even layer on a large ovenproof platter or baking sheet, overlap slightly but avoid deep piles that prevent even heating
Add layers:
Scatter black beans evenly over chips, then distribute both cheeses across the surface, add ground beef if using, then place sliced jalapeños and half the onion on top
Melt it all:
Bake for 8 to 10 minutes until cheese is completely melted and bubbling, watch closely in the final minutes to avoid burning
Finish fresh:
Remove from oven, immediately scatter cherry tomatoes, avocado, remaining onion and coriander over hot cheese, serve right away with sour cream and salsa
A sizzling platter of loaded nachos, featuring melted cheddar and black beans, ready to eat. Pin It
A sizzling platter of loaded nachos, featuring melted cheddar and black beans, ready to eat. | tastyagraw.com

These became my go-to contribution to potlucks after a friend requested them for her birthday instead of cake. Something about warm melted cheese and communal picking creates instant comfort, turning strangers into people who lean across the table asking for the corner piece.

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Getting the Layering Right

The mistake most people make is dumping everything on at once. Instead, think like building lasagna, chips first, then beans, then cheese, then repeat if making a massive batch. This ensures every single chip gets coated instead of just the top layer while the bottom ones remain bare and sad. Single layers may take more sheet space, but the reward is perfectly balanced bites throughout.

Make It Your Own

While this version hits all the classic notes, nachos are incredibly forgiving. Swap black beans for pinto, add corn kernels, or use pepper jack cheese for extra kick. Leftover rotisserie chicken works beautifully in place of ground beef, and roasted sweet potato cubes add unexpected sweetness that pairs surprisingly well with spicy jalapeños.

Serving Strategy

Place sour cream and salsa in separate bowls with small spoons so people can control their own heat and creaminess levels. Keep extra lime wedges on hand, their acid cuts through richness and brightens every bite. Set out napkins before anyone starts eating because these get messy in the best possible way.

  • Warm your serving platter in the oven first so nachos stay hot longer
  • Have extra chips ready, everyone always wants more crunchy bits to scoop up the toppings
  • Let the platter sit for 2 minutes before serving so cheese sets slightly instead of sliding off instantly
Delicious, crispy nachos loaded with fresh toppings and savory meat, perfect for a party. Pin It
Delicious, crispy nachos loaded with fresh toppings and savory meat, perfect for a party. | tastyagraw.com

Whether it's game day, movie night, or just a Tuesday that calls for something indulgent, these nachos deliver every single time. No one ever remembers the fancy appetizers, but they definitely remember the night the nachos were perfect.

Recipe FAQs

Can I make this dish vegetarian?

Yes, simply omit the ground beef. The combination of cheese, black beans, and fresh toppings still delivers plenty of flavor and texture.

What cheeses work best for melting on tortilla chips?

Shredded cheddar and Monterey Jack melt smoothly and provide a rich, creamy texture ideal for layering over the chips.

How can I add extra heat to this dish?

Incorporate pickled jalapeños or increase fresh jalapeño slices to raise the spice level to your liking.

Are there gluten-free options for the base?

Yes, use plain or lightly salted corn tortilla chips that are labeled gluten-free to ensure suitability.

What sides pair well with this dish?

Enjoy with a cold Mexican lager or a classic margarita to complement the bold, zesty flavors.

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Crispy tortilla chips cheese

Tortilla chips topped with melted cheese, black beans, jalapeños, and fresh veggies for a tasty, easy snack.

Prep Time
15 minutes
Time to Cook
10 minutes
Total Duration
25 minutes
Created by Violet King


Skill Level Easy

Cuisine Mexican

Makes 4 Portions

Diet Details Meat-Free, No Gluten

What You'll Need

Base

01 7 oz tortilla chips (plain or lightly salted)

Cheese

01 7 oz shredded cheddar cheese
02 3.5 oz shredded Monterey Jack cheese

Beans

01 5.3 oz canned black beans, rinsed and drained

Toppings

01 2 fresh jalapeños, thinly sliced
02 3.5 oz cherry tomatoes, diced
03 1 small red onion, finely chopped
04 2 tablespoons fresh coriander, chopped
05 1 ripe avocado, diced (optional)
06 4 tablespoons sour cream (optional)
07 4 tablespoons salsa (optional)

Optional Meat

01 7 oz ground beef
02 1 teaspoon olive oil
03 1 teaspoon chili powder
04 1/2 teaspoon cumin
05 Salt and pepper to taste

Directions

Step 01

Cook ground beef (optional): Heat olive oil in a skillet over medium heat. Add ground beef, chili powder, cumin, salt, and pepper. Cook, breaking up meat, until browned and cooked through, about 5 to 6 minutes. Remove from heat and set aside.

Step 02

Preheat oven: Set oven temperature to 400°F (200°C).

Step 03

Arrange base layer: Spread tortilla chips evenly on a large ovenproof platter or baking sheet.

Step 04

Add beans and cheese: Distribute rinsed black beans over the chips, then sprinkle shredded cheddar and Monterey Jack cheese evenly. Add the cooked ground beef if using.

Step 05

Top with jalapeños and onions: Scatter sliced jalapeños and half of the finely chopped red onion on top.

Step 06

Bake: Place platter in the oven and bake for 8 to 10 minutes, until cheese is melted and bubbling.

Step 07

Add fresh toppings: Remove from oven and garnish with diced cherry tomatoes, remaining red onion, diced avocado if desired, and chopped fresh coriander.

Step 08

Serve: Serve immediately with sour cream and salsa on the side.

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Gear Needed

  • Large ovenproof platter or baking sheet
  • Skillet
  • Cheese grater
  • Knife and chopping board

Allergy Warnings

Always review each ingredient for allergens. If you're unsure, reach out to a healthcare provider.
  • Contains dairy products such as cheese and sour cream.
  • Contains avocado, which may trigger allergies in some individuals.
  • Verify tortilla chips for gluten content if necessary.
  • Ground beef may contain traces of soy or wheat depending on brand.

Nutrition Info (per portion)

Nutritional details are just for your reference—they can't replace a doctor's advice.
  • Energy: 480
  • Fats: 27 grams
  • Carbohydrates: 40 grams
  • Proteins: 20 grams

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